This course will help you navigate the laws of probate processes and estate planning. You'll learn how various types of ownership affect the passage of property at owner death, with or without a will. You will also learn about the administration and taxation of estates as well as basic requirements for trusts, wills and guardianships.

Introduction to Estate Planning

Components of a Will

Execution of a Will

Trusts in Estate Planning

For more info click on the link.

This series of classes will show you the basics, how to use your cricut and how to get started making simple projects. We will begin with a short tutorial of how to use Cricut Design Space.  

You will want to bring your Cricut, phone or laptop (that has Design Space on it), cutting mat and any tools that you may have.  If you do not have tools, we will have some that you can use for the class.

This is a 5 class series.  

Sept 18th -  Intro to Cricut, register your cricut, access Design Space, knowledge of tools, terminology, weeding and making a cup.  (Cup and vinyl will be provided).

Oct 2nd - Weeding and layering vinyl

Oct 16th -  Infusible Ink

Nov 6th -  Iron-on

Nov 20th -  Ornament

These classes will be between 2 to 3 hours.  Giving you as much time as you need to get your project done.

This series of classes will show you the basics, how to use your cricut and how to get started making simple projects. We will begin with a short tutorial of how to use Cricut Design Space.  

You will want to bring your Cricut, phone or laptop (that has Design Space on it), cutting mat and any tools that you may have.  If you do not have tools, we will have some that you can use for the class.

This is a 5 class series.  

Sept 18th -  Intro to Cricut, register your cricut, access Design Space, knowledge of tools, terminology, weeding and making a cup.  (Cup and vinyal will be provided).

Oct 2nd - Weeding and layering vinyl

Oct 16th -  Infusible Ink

Nov 6th -  Iron-on

Nov 20th -  Ornament

These classes will be between 2 to 3 hours.  Giving you as much time as you need to get your project done.

This is a 5 class series.  Each class will cost $20.  You can pick and choose which weeks you would like to or do them all for $90 (savings of $20).  If you wish to do ALL the class please see this link to get the $20 savings.

Welcome to the Homebuyers Education Series! Our goal is to educate people about key points when it comes to buying a home. This three part series will offer information for new homeowners and future homeowners, regardless of if this is your first purchase or if you’ve bought and sold a home before!  You can attend all three sessions or only the session(s) you feel are applicable to you and what you are looking to learn. Sessions can be attended either in person or via Zoom!

The Search and finding the right agent for you (Monday, 10/16 @ 6:00pm) w/ Pam Willette

Finding a real estate agent - why this is important!

Creating a checklist of wants vs needs

Creating a competitive offer

Inspections

Appraisals

Preparing for closing

Insurance (Wednesday, 10/18 @ 6:00pm) w/Jeremie Raymond

How insurance companies determine the coverage you need.

Ins and outs of your homeowners policy.

Common things your homeowners policy DOES and DOES NOT cover.

Where does insurance fit in, in the closing process?

Financing (Wednesday, 10/23 @ 6:00pm) w/Jennifer Deschene & Jason Carlisle

10 Things you should NOT do when applying for a mortgage.

What you SHOULD do when preparing to finance a home.

Mortgage Products - What loan is right for you? One size does not fit all when it comes to mortgages.

Classes will be held on Oct 16th, 18th and 23rd. from 6-8 pm.  These classes will be held in person and also through zoom.  You will receive an email several days before the class with the zoom link.

Welcome to the Homebuyers Education Series! Our goal is to educate people about key points when it comes to buying a home. This three part series will offer information for new homeowners and future homeowners, regardless of if this is your first purchase or if you’ve bought and sold a home before!  You can attend all three sessions or only the session(s) you feel are applicable to you and what you are looking to learn. Sessions can be attended either in person or via Zoom!

The Search and finding the right agent for you (Monday, 10/16 @ 6:00pm) w/ Pam Willette

Finding a real estate agent - why this is important!

Creating a checklist of wants vs needs

Creating a competitive offer

Inspections

Appraisals

Preparing for closing

Insurance (Wednesday, 10/18 @ 6:00pm) w/Jeremie Raymond

How insurance companies determine the coverage you need.

Ins and outs of your homeowners policy.

Common things your homeowners policy DOES and DOES NOT cover.

Where does insurance fit in, in the closing process?

Financing (Wednesday, 10/23 @ 6:00pm) w/Jennifer Deschene & Jason Carlisle

10 Things you should NOT do when applying for a mortgage.

What you SHOULD do when preparing to finance a home.

Mortgage Products - What loan is right for you? One size does not fit all when it comes to mortgages.

If you want to save $5 and do all 3 classes please click this link to register.

These classes will be held in person and also through zoom.  You will receive an email several days before the class with the zoom link.

Jason Carlisle-

Jason grew up in the Berkshires in western Massachusetts. After spending many years in restaurantmanagement, he switched gears to finance and worked for MBNA for many years as a credit analyst.

Jason started for UCU in July 2013 doing mostly auto loans for three years, before switching to themortgage side. He especially enjoys helping members purchase their first home, and appreciates thefact that no two mortgages are ever the same!

When not working, Jason enjoys astronomy, hiking, and spending time with his three kids. He also playssaxophone and is active in several local swing bands.

Jennifer Deschene-

Jenn grew up in Caribou, Maine and attended the University of Maine at Presque Isle. After graduation,she relocated to the Central Maine area and fell into a career of banking.

Jenn has worked in the financial services industry for the last 22 years holding various positions with 4 financial institutions throughout Maine. She eventually relocated back to her roots in northern Maine in 2015 and is currently employed as a Community Engagement Manager for University Credit Union (UCU) on the UMPI campus. She enjoys meeting and building relationships with each and every credit union member. Jenn especially enjoys interacting with the campus students to help guide them in broadening their knowledge of financial literacy topics. She has earned the designation of Certified Credit Union Financial Counselor (CCUFC) and works with credit union members, giving them the necessary tools to work towards their financial goals..

Jenn resides in Presque Isle with her husband, Clint and two children, Reagen and Duke. When not working, Jenn enjoys watching her children play sports, golfing, volunteering in her community and traveling to tropical destinations!

Pam Willette-

I hold a Broker’s license and, with my husband, Mike, we own Big Bear Real Estate. We are  lifelong residents of Northern Maine and have enjoyed the privilege of raising our family here in The County. 

At Big Bear Real Estate, we have an entire team of professionals, all across the state of Maine,  ready to assist you in your buying and selling needs. With many years and vast experience in residential, commercial, recreational, and all real estate transactions in between, we look forward to helping you on all levels and with any real estate questions.

Jeremie Raymond-

Is a Caribou native where he lives with his wife and three children.  He is a graduate of Husson University.  He owns the State Farm insurance agency here in Presque Isle and has been working in the insurance industry since 2006. 

During this class you will have access to a highly trained instructor who will share the latest information on child care, offer tips, and can answer all of your questions so that you're ready to start your own babysitting business. With lecture and class activities, this class is engaging, informative and fun! You will walk away with a Red Cross Certification in Babysitting! Must be 11 to 15 years of age.

Although every situation is unique, there are some universal skills and techniques that every babysitter should have. Our courses were designed with this principle in mind and can help you deliver the care that families need. Just a few of the things our babysitting class covers include:

• Basic Care for Infants and Children
• Basic First Aid
• Child Behavior
• Age-Appropriate Activities
• Emergency Protocols
• Professionalism
• Leadership
• Growing Your Business

All participants are encourage to bring their own drink, snack and lunch.

Are you a creative person with an eye for design? If so, this course will show you how to transform plain living spaces into beautiful and functional rooms.

Interior design takes training as well as talent, and these lessons will give you the know-how you need to design a room from floor to ceiling. You'll delve into color theory, industry trends, spatial arrangements, floor plans, traditional and modern interior design ideas, and other basics. In addition, you'll explore a range of careers in interior design and get insider tips for entering this exciting field.

Because interior design is constantly evolving, you'll also learn about some of the latest trends affecting the industry. You'll investigate "green" sustainable design, and you'll find out how to modify your designs for people with special needs.

As you master design skills step-by-step, you'll complete your first project: a fully developed room design complete with spatial layout, lighting, and finish selections. Your new knowledge and hands-on practice will give you the confidence you need to start creating beautiful residential interiors for yourself and others.

This is a self-paced class.

For more information please click on the link.